FAIR insurance plan rate increase rejected
May 12, 2012 by Lilly Hudson · Leave a Comment
Massachusetts has rejected a proposed rake hike for home insurance policies under a plan used by consumers who couldn’t get insurance otherwise, and rates will stay in place.
Last November, the Massachusetts Property Insurance Underwriters Association proposed a 6.7 percent increase on the Cape and Islands, and 9.9 percent increases in areas including New Bedford, Worcester, and Springfield, for policies written with the FAIR program for home, condominium and dwelling fire and extended coverage.
Insurance Commissioner Joseph Murphy said Friday the MPIUA failed to demonstrate the filing was justified.
“Whether it’s health insurance, home insurance of any of the lines of insurance we regulate, the Division of Insurance carefully scrutinizes all proposed rate increases as consistent with the laws and regulations of the Commonwealth,” Murphy said in a statement. Read more…
Get Familiar with J1 Student/Scholar Visa Insurance Requirements
May 8, 2012 by Lilly Hudson · Leave a Comment
As a foreign national student traveling to the United States to attend school, you must buy adequate health insurance coverage so that you can be granted your J1 visa. Your school should be able to provide the information you need so you can find an insurance company that sells the right type of J1 visa health insurance.
U.S. immigration laws require that foreign nationals crossing all U.S.
Fort Worth residents say seismic testing damaged their homes
April 14, 2012 by Lilly Hudson · Leave a Comment
FORT WORTH — It only felt like an earthquake.
Delores Newton was in her Fort Worth home one afternoon in August when trucks involved in seismic testing began their work right outside.
“It scared me,” Newton said. “When I stood up, I was shaking. My ceiling fans were shaking.”
Seismic testing has become routine around neighborhoods in the Barnett Shale natural gas field in recent years. Companies use the data to create a three-dimensional picture of what’s underground to guide drilling.
But Newton and other residents on Lois Street say the testing permanently damaged their homes.
“You can go around my house and look. Read more…
Cheer Up; Student Health Insurance Has You Covered
April 7, 2012 by Lilly Hudson · Leave a Comment
The festive season can be particularly tough on an international student, especially if it is his/her first time away from family. There are some things that the student can do to keep from feeling gloomy. First, it is important to have a close group of friends.
Ohio drivers likely uninformed about wiper, headlight law
April 3, 2012 by Lilly Hudson · Leave a Comment
Compliance is low on an Ohio law that requires drivers to turn on their headlights whenever they have their windshield wipers on, according to the Columbus Dispatch.
The news source did an independent investigation to support their claim. Standing out on the side of a major intersection during a rain shower, they counted 67 vehicles within five minutes that were not adhering to the rule. According to their estimates, that represented about 25 percent of traffic on the road. Some of the other 75 percent of drivers were only halfway compliant, having their parking lights on, but not their full headlights, the source said.
The law was implemented for safety purposes, according to city officials.
Five Points on Homeowner Insurance in Troy
March 28, 2012 by admin · Leave a Comment
Homeowner insurance is not just a necessity it is something you will be hindered by if you Do not buy it when it comes to getting a loan to purchase your house. Here are five things you should be aware of when looking for homeowners insurance:
The monthly payments for premiums means you make are normally 6 months of coverage. After those 6 months the policy will renew. If you choose semi-annual or annual payments you can actually save money as you won’t have to go through the renew process that can actually cost money to process.
The higher the deductible you pay the lower the payments you will be required to make. Read more…