Understanding deductibles may save money

January 22, 2012 by · Leave a Comment 

In a money-tight economy, drivers and homeowners who are knowledgeable about their insurance deductibles get the most out of their insurance dollars. A recent report from the Insurance Information Institute outlines the basics of insurance deductibles, so current and potential auto and homebuyers can make smart choices when it comes to their policies.

A deductible, which is the amount deducted from an insured loss, serves an important role of the insurance contract and represents the share of risk between the insurer and the insured.

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